Comments on: Buying Motorcycle Insurance From a Specialist

By: edgar

edgar — Sun, 30 Aug 2009 18:06:12 +0000

I have AAA insurance, the truck, the mustang ,the R.V.and the3 bikes are all insured as a package.

By: mukwonago53149

mukwonago53149 — Sun, 30 Aug 2009 17:22:47 +0000

I rode for 12 years and always found Dairyland to provide great coverage at very low costs. Give them a look, it may be worth your while.

By: Midgard

Midgard — Sun, 30 Aug 2009 11:30:08 +0000

I would get a fair amount of coverage, regardless of anything.. just because it's better to be safe than sorry.
And yes, hit and run has gone up quite a lot.
You can get free quotes at:
http://car-insurance.moneysavecenter.com/100.php?id=m3y227

By: henryaguirre@ymail.com

henryaguirre@ymail.com — Sat, 29 Aug 2009 22:04:25 +0000

I guess that would depend upon what company you go with. I know I have our race bikes insured and my oldest son who doesn't race as much anymore has a 2 year old crf250r. The insurance is less on his bike than his brothers new race bikes with all the added extras as we usually have to state how much the bikes would be worth for replacement cost.

By: Michael R

Michael R — Sat, 29 Aug 2009 19:51:00 +0000

sorry, but insurance rates are determined by a number of factors:

1) your age
2) experience
3) make and model of bike, including engine size
4) property crimes in your area
5) city, county that you live in
6) criminal activity in your area
7) credit history

For a 17 year old, on his own insurance plan for a bike like a 600cc .. look at about $1000 – $4000 a year.

By: Roxanne M

Roxanne M — Fri, 28 Aug 2009 10:28:38 +0000

Prices will vary a lot depending on what bike you get and what type of coverage you select.

Definitely get online quotes – I've posted links to a company that gives instant online quotes – but many of the traditional auto insurance companies also offer motorcycle coverage – give them a call.

In my case my motorcycle insurance was considerably cheaper than my auto insurance (I just have liability coverage on both my bike and my car).

By: Mitch

Mitch — Thu, 27 Aug 2009 21:40:04 +0000

HOLY COW! We only pay about $150 a year here in Wisconsin. Since it's motorcycle season year 'round down there, that's probably why it's more expensive. I don't know if my company writes policies down there, but you could look them up on the web…Hastings Mutual Insurance Company in Michigan. Maybe Geico could help too, but I've never checked for motorcycles. They were higher on car insurance for us. Also, the kind of ride you have might make a difference too, such as a crotch rocket over a Gold Wing. Anyway, hope you find something. Ride to live, live to ride. <*)))><

By: Dan

Dan — Thu, 27 Aug 2009 17:19:34 +0000

Depending on what kind of bike you have, you might want to keep insurance even when you are not riding. If you have a nicer bike, I would suggest full coverage. In the event that somebody steals your bike, you are totally covered. Motorcycle thefts happen a lot b/c its so easy to steal one. I had two bikes and both got stolen from my apt complex. Good thing I was covered with Progressive insurance. They covered the costs of the bikes, so I didn't lose any money

By: stagn4life89

stagn4life89 — Thu, 27 Aug 2009 16:03:45 +0000

Motorcycle insurance is CHEAPER than cars. I pay around $125 for a year….FULL COVERAGE, etc. through Progressive for my H-D. Check around and compare.