Comments on: Types of Homeowners Insurance Policies: Which One’s Right for You?

By: e612

e612 — Sat, 04 Jul 2009 07:33:45 +0000

I have to say, I support the insurance company on this one. They have to manage risk, and part of that risk the dogs people own. Unfortunately, there are quite a few really bad pit owners out there. Don't blame the insurance company, blame the irresponsible owners.

Besides, to make a comparison- a regular doc's malpractice insurance is about a fraction of what it is for a ob- have you ever wondered why there seem to be a larger number of docs getting OUT of the baby business? Used to, all gyns did OB, now, that number keeps dropping. Mostly because they can't afford to pay the insurance AND deliver babies. Are the insurance companies discrminiating against OB's?

By: JT8800

JT8800 — Sat, 04 Jul 2009 07:16:35 +0000

imyourdave-he has the chance-We are not united, We are crucially divided. We are not standing nor are we falling. We are already on our knees. Get with it, sir. Stop making excuses for this disgrace of a ‘President’. He may be the laughing stock of Europe, Asia, and the Middle East, but this individual, this ‘Manchurian Candidate’, is bound and determined to ruin much of what we have become. Our allies chuckle at us- If God cannot help us, please Americans-vote this bastard out of office.

By: nThErEsYeRsIgN

nThErEsYeRsIgN — Sat, 04 Jul 2009 03:06:44 +0000

Not only that, but he obviously wouldn’t answer the question, “if the tax cut for 95% is not in the bill, will you sign it”HAHAHAHA, ya’ll been had! How’s that working for ya? Don’t you feel proud for making history? You made history alright! The people who truly lose are the weak and dependent, and that appears to be the majority of the people that voted for this charade. Wonder how many of them smoke? How will they pay for them after 4-1?Did they think ACORN would continue to pad their habit?

By: belle

belle — Sat, 04 Jul 2009 02:50:00 +0000

Go the the taxing authorities homepage for your county (Google it). You can look up the average taxes on the homes for the neighborhoods you are considering.

By: Anonymous

Anonymous — Fri, 03 Jul 2009 22:17:15 +0000

The more available you are to potential customers, the more likely you will get to quote them. I know that when I am attempting to buy something, I partly base my decision on how easy it is to get ahold of someone.

By: ghmag

ghmag — Fri, 03 Jul 2009 18:35:44 +0000

You need to call an insurance company for quotes, start with your auto insurance company & go from there. There are many questions, what does the master policy cover? You would need to read the condo bylaws to find out. Does that policy cover everything attached to the unit or only to the studs? Does it cover anything that you add to or alter in the unit? So, you would purchase a condo policy (HO6 form), you would need to find out from the condo association what you actually need to cover. That would be the dwelling limit you need. Then you need to tell the insurance company how much contents coverage you want (if you had to replace everything you own), then get at least $500,000 liability, $5,000 medical payments & get $50,000 (or the company maximum) loss assessment (this covers if you are assessed for damages to common property – simplified definition – you would need to speak to an agent to explain it to you). You would also need to tell the agent the deductible you want (property coverage).
Good luck in your purchase but no one here can give you a quote.
Homeowners insurance is always an annual policy.

By: JT8800

JT8800 — Fri, 03 Jul 2009 09:38:25 +0000

Well put.

By: nThErEsYeRsIgN

nThErEsYeRsIgN — Fri, 03 Jul 2009 05:34:34 +0000

You’re right Keats, plus, if I were them, I’d be mad to! If I voted for the retard we call Obama, and he broke every campaign promise in the first 100 days, I’d be mad as hell!

We tried to warn them, but the old saying holds true, you can’t fix stupid!

They can only wish for George W Bush! Wait till Barry cuts 20% of our missile defense systems, $2Billion! I guess he had to pay ACORN with something. Oh well, hope you’re ready for this America, because it’s ain’t gonna be pretty!

By: Tigaresa

Tigaresa — Fri, 03 Jul 2009 00:20:59 +0000

If I were you, I'd look into two things in particular:

First is a mortgage disability policy. You would probably want to take out this policy on both you and your husband. This will help to cover mortgage payments if you or your husband are injured and unable to bring in income.

I'd also look into life insurance policies on each of you. If your husband were to pass away, would you be able to continue making mortgage payments on your own? Would you choose to move? If not, life insurance is a must.

By: jmagic32971

jmagic32971 — Thu, 02 Jul 2009 11:52:14 +0000

oh can someone answer this? in all the money that he passed ,how many millions went back to work or gotten back into their homes didnt he promise that in his campaign did all he said that he promised came true yet? show me where he kept his promise in anything he said