Comments on: The Sitch on Swimming Pools and Homeowners Insurance

By: Autumn Cat

Autumn Cat — Tue, 08 Sep 2009 01:01:16 +0000

Yes very much so. Certain breed's of dogs will void a home owners insurance policy. This is based usually on vicious breeds who tend to generage alot of liability claims. It states this clearly in your policy. If your friends looks at her HO3 policy she will see which specific breeds will cancel her policy. Also many HO3 policies place exclusions against trampolines & swimming pools.

If she chooses to keep the dog – she will have to go through an excess/surplus company to get her homeowners insurance. She will pay about 3x the amount she was paying prior. Its up to her if the dog is worth keeping.

By: sibpd612

sibpd612 — Tue, 08 Sep 2009 00:55:35 +0000

Hey Tammy’s my sister in law!! Way to go Chris!

By: born2act992

born2act992 — Mon, 07 Sep 2009 18:23:57 +0000

tammy was my english teacher! I miss you!

By: e612

e612 — Mon, 07 Sep 2009 16:08:17 +0000

I have to say, I support the insurance company on this one. They have to manage risk, and part of that risk the dogs people own. Unfortunately, there are quite a few really bad pit owners out there. Don't blame the insurance company, blame the irresponsible owners.

Besides, to make a comparison- a regular doc's malpractice insurance is about a fraction of what it is for a ob- have you ever wondered why there seem to be a larger number of docs getting OUT of the baby business? Used to, all gyns did OB, now, that number keeps dropping. Mostly because they can't afford to pay the insurance AND deliver babies. Are the insurance companies discrminiating against OB's?

By: Anonymous

Anonymous — Mon, 07 Sep 2009 07:02:29 +0000

The more available you are to potential customers, the more likely you will get to quote them. I know that when I am attempting to buy something, I partly base my decision on how easy it is to get ahold of someone.

By: mymadalegnas

mymadalegnas — Sun, 06 Sep 2009 19:48:17 +0000

That’s my 2nd cousin! We’re all watching you, we’re all proud.

By: amy g

amy g — Sun, 06 Sep 2009 12:53:08 +0000

Thank you for running into each other instead of an innocent person who is following the rules.

You stand as much chance as your homeowner paying the bills for your accident as there is that your auto insurance would cover your house burning down.

If that's not plain enough, NO.

Which ever of you was at fault in the accident owes the other for all damages.

By: Tigaresa

Tigaresa — Sun, 06 Sep 2009 06:05:33 +0000

If I were you, I'd look into two things in particular:

First is a mortgage disability policy. You would probably want to take out this policy on both you and your husband. This will help to cover mortgage payments if you or your husband are injured and unable to bring in income.

I'd also look into life insurance policies on each of you. If your husband were to pass away, would you be able to continue making mortgage payments on your own? Would you choose to move? If not, life insurance is a must.

By: sibpd612

sibpd612 — Sun, 06 Sep 2009 01:49:00 +0000

Hey that’s my sister in law on the right! WAY TO GO SIS!!!

By: born2act992

born2act992 — Sun, 06 Sep 2009 01:05:01 +0000

groooooooooooooooooooom!