Comments on: Renters Insurance Basics

By: garconjoli123

garconjoli123 — Sun, 16 Aug 2009 18:19:15 +0000

Yes Sir! Roadtrip!

By: sappy_dickson82

sappy_dickson82 — Sun, 16 Aug 2009 12:35:44 +0000

The standard policy – with $100,000 liability, $20,000 contents, $250 deductible, should run you about $150 a year.

Not many companies will sell you less than $20,000, and no one I know of will sell you less than $15,000.

By: dreamsbig

dreamsbig — Sun, 16 Aug 2009 12:24:00 +0000

You file a police report, and list the stolen items. Then you show proof of ownership (photos, receipts, etc). Then they send you a check for depreciated value. Then, if you have replacemetn cost coverage, after you replace them and send the receipt to the adjuster, they give you the difference between depreciated value and replacement cost.

It takes about 3-4 weeks.

BUT. If it's a new policy, and/or they suspect fraud, it can take a long, long time.

By: sean10222

sean10222 — Sun, 16 Aug 2009 02:19:13 +0000

Judge Judy’s eyes at 2:20. I’d run!

By: GlitterRiver

GlitterRiver — Sun, 16 Aug 2009 01:32:51 +0000

Is that 1 billion or 1 million? If it is get out of it and move. It's a scam….

By: zh1412

zh1412 — Sat, 15 Aug 2009 05:14:32 +0000

4:24 ….. OWNED… she looks evil when she smiles like that… I LOVE IT!!!

By: RectPropagation

RectPropagation — Sat, 15 Aug 2009 02:59:54 +0000

The insurance the plaintiff had wouldn’t cover the rental and you can’t buy rental insurance after the fact. Judy couldn’t order her to have the insurance cover part of the cost in this case.

By: buttercup

buttercup — Sat, 15 Aug 2009 02:31:47 +0000

Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018

By: mas8baller

mas8baller — Fri, 14 Aug 2009 11:15:04 +0000

Insurance is a bet. That quote would probably be TERM life insurance, you'd be pretty young. The insurance company calculates the rates just like a bookie. The lower the rate with a high payoff, the less likely you are to cash it in – just like at the track – the greater the payoff, the less likely you will win.

By: JohnnyCat

JohnnyCat — Fri, 14 Aug 2009 10:52:52 +0000

It's not a burglary, it's a robbery. Robbery is when people are there and threatened with bodily harm. Burglary is when no one is there.

This is a theft. If you have theft coverage on your policy, YOUR stuff should be covered. Expect your sister to be heavily, heavily interrogated – if this guy was a buddy of hers, or a buddy of a buddy, the insurance company is going to expect you to prosecute EVERYONE involved. Even if it includes your sister.

They'll cover it, eventually, but a claim like this is going to be heavily investigated – after all, the thief was known!!

Plus, you're probably looking at getting your policy cancelled or non-renewed.