18 Responses to “Kim From Long Island – CNN / Youtube Debate”

1. onlyrey Says:
   March 28th, 2009 at 6:59 am

   Hope things work out for you and you recover.

2. rizzo1000 Says:
   March 28th, 2009 at 8:42 am

   Thank you. So far so good. There are millions out there not at lucky as me though.

3. renne o Says:
   March 28th, 2009 at 7:49 am

   I beg to differ with Heather. The pre-existing clause in the portability act only refers to group policies. Individual policies will usually look back 5 – 10 years for surgeries and heart conditions. They can choose to decline you, rider the condtion for a period of time (1 year to permanent) or increase the premium, as you are finding out.

   You can try increasing the deductible. A higher deductible can result in a much lower premium. Your only other options would be Medicaid or a medical discount plan. Be very wary of these plans. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/west/2006/11/22/74554.htm for more information. Many other states are starting to ban these cards as well.

   Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

4. johnny Says:
   March 28th, 2009 at 8:41 am

   You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
   http://top-usa-health-insurance-comparator.blogspot.com/

   Take care,

   Tena

5. FluxCapacitor2008 Says:
   March 28th, 2009 at 3:12 pm

   In the US the uninsured have on hope only death or financial disaster.
   Only thing evil men need to succeed is for good men to do nothing.

6. fatimah Says:
   March 28th, 2009 at 12:28 pm

   This site can help you to compare many health insurance companies at once http://top-usa-health-insurance-comparator.blogspot.com/

   Hope this help,

7. winner0loser Says:
   March 28th, 2009 at 6:49 pm

   Yes!!!!!!!!

8. miss Says:
   March 28th, 2009 at 4:27 pm

   A lot will depend on where you live because different states have different programs for children.

   As long as your son is under the age of 18 then most states and even some counties will have some form of program that you will be able to look into.

   If you make too much money to qualify for a government program then your best bet is probably individual health insurance for your son. As long as he is relatively healthy then it should be no problem at all finding a cheap plan.

   Be sure that you shop around and compare quotes from at least 3-5 different reputable companies. Enlist the help of an independent health insurance agent or broker so that they can help you comparison shop.Try this site
   http://best-health-insurances-usa-quote.blogspot.com/

   Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.

   Best Wishes,

9. maragret Says:
   March 28th, 2009 at 6:25 pm

   An MSA is probably not going to help you with no steady income. I would recommend checking out various companies on a site like the one below. It will allow you to comparison shop. You will be rather surprised how much costs will vary. Try this site
   http://best-health-insurances-usa-quote.blogspot.com/

   Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.

   Best Wishes,

10. sandi Says:
    March 28th, 2009 at 9:09 pm

    Health care could be as easy as contacting your state assistance employees. For meds you should contact the companys who make that specific drug. They have discounted if not free for those who apply. Councelling services – call around and explain your situation they might discount your rate if not give free sessions. They have a percentage of cases they need to do for free.

    Contact a lawyer due to being rejected disability. You need some legal help to force some issues.

11. warriorprince1010 Says:
    March 29th, 2009 at 4:48 am

    Eat and drinks fruits and veg and that will prevent ALL cancers.

12. aida Says:
    March 29th, 2009 at 7:43 pm

    I have Anthem BC/BS and it is about $120 a month for me (single coverage, age 46). You will have to go through an underwriter first because of the BP but if it is controlled, hopefully it won't be a problem. You will find the cheapest polices have higher deductibles- mine is $5000.

    A high-deductible policy also makes you eligible to open a health savings account.
    Your best bet is to find employment with employer-sponsored health insurance, but you don't want to be without in the meantime. If you don't have job skills now maybe you could retrain in a health care field.

    Try this site

    http://best-health-insurances-usa-quote.blogspot.com/

    Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.

13. kellibris Says:
    March 29th, 2009 at 9:54 pm

    see this http://finance.ebookorama.com/ukusa-selected-resources.phpit's one form to get a number of quotes from different insurers. You can even bundle it with car insurance, good luck

14. Alexisssssivy Says:
    March 30th, 2009 at 7:26 am

    hi and hope your having a good day today

15. onlyrey Says:
    March 30th, 2009 at 11:06 am

    There are HUGE incentives for people to NOT to use preventive medicine in the current system. Health insurance companies constitute the main disincentive. The reason is that people that don’t have an insurance policy don’t want to lose the opportunity to be accepted into one, and those that have a policy fear that if something is found by a physician, they might lose the opportunity to keep their health insurance. So, fear of denial by health insurance drives down timely prevention.

16. rizzo1000 Says:
    March 30th, 2009 at 2:40 pm

    Thank you, I’m doing much better. Of course there are still millions of people without any kind of health insurance. Please help fight for coverage for them!

17. jojoissosexy8894 Says:
    March 31st, 2009 at 10:24 am

    i hope u get better im from longisland too, port jeff

18. lai Says:
    March 31st, 2009 at 1:01 pm

    You can find the best affordable health insurance offers in your area in one site, is very easy to get quotes from different quotes from the best companies.
    http://top-usa-health-insurance-comparator.blogspot.com/

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