Comments on: JCCC Board of Trustees Meeting 4-15-09 – CC

By: love of my life

love of my life — Sun, 06 Sep 2009 03:13:04 +0000

With Cigna my braces cost $2000, and that was in 1996.

By: dgmotley

dgmotley — Sat, 05 Sep 2009 23:38:14 +0000

Cigna dhmo is like an hmo medical plan. Your dentist has agreed to accept your insurance (your insurance is one of the weakest plans there is) but is not contracted with Cigna. This means that your dentist is willing to file a claim with your insurance and will accept their payment as partial payment for services rendered.

Some insurance payment is better than nothing.

I have a different Cigna plan, it is a pretty standard PPO, it pays 50% of major (precious METAL crowns, not precious crowns) which includes all prosthetics, 80% of routine (fillings, scaling) and 100% of routine (x-rays, cleanings).

Yes, change plans. Met Life and Delta Dental have plans that are pretty standard/

Whatever you do, don't seek out less expensive dental work, the average fee for scaling is about $350 a quadrant (4 quads in your mouth), $900-$1200 per crown and $600-$1200 per root canal. Your dentist is right in range with good dentists.

I really don't want to contradict anyone but insurance companies pay 50% for crowns because that is what they contract to pay for, some pay 100%, it depends upon the plan you have.
Crowns are not cosmetic, they are vital and insurance companies will pay to replace them every 3-5 years, that is how necessary they are.

Also, crowns are placed to preserve the integrity of your bite. If a space is allowed to remain, the surrounding teeth will eventually close inward, creating a terrible bite which leads to many other problems.

By: a_l_k_a_l_i_n_e_trio

a_l_k_a_l_i_n_e_trio — Sat, 05 Sep 2009 23:28:36 +0000

I am not positive, but most dental plans do not cover procedures that are considered to be cosmetic, such as lumineers.

By: seventyseventy@rocketmail.com

seventyseventy@rocketmail.com — Sat, 05 Sep 2009 19:47:32 +0000

By: Dinosaur

Dinosaur — Sat, 05 Sep 2009 15:05:04 +0000

Remember you get what you pay for. an old dentist i knew once said "you can hide a multitude of sins in someone's mouth"
I'd go to the "good" dentists and pay out of pocket, work overtime, do whatever it took. there is nothing more miserable than bad dental work and a toothache.
There is a reason those people have the HMO plans, they can't get patients any other way!

By: Vboy303

Vboy303 — Sat, 05 Sep 2009 13:36:46 +0000

This is a tough one. What you have to do is ASK several co-workers who have the same insurance plan that you have who they see as a dentist. I mean, ask at least 20 people. After you've asked 20, you will probably see several different names, but one will come up ten times. This is who you want to go to.

By: EnigmaSeekr

EnigmaSeekr — Thu, 03 Sep 2009 18:21:07 +0000

healthplans.my-age.net – my family have this health insurance. It is affordable and has good coverage for dental issues.

By: MYRA B

MYRA B — Thu, 03 Sep 2009 13:47:55 +0000

By: K1212

K1212 — Thu, 03 Sep 2009 13:45:03 +0000

By: DexterNova308

DexterNova308 — Thu, 03 Sep 2009 07:43:55 +0000

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