Comments on: How to Schedule an Interview by Selena Brown of HelpingThruBizTV http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html All about of Insurance Fri, 25 Jun 2010 14:01:36 -0600 http://wordpress.org/?v=2.8.3 hourly 1 By: ethansma24 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1654 ethansma24 Thu, 29 Jan 2009 16:47:48 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1654 I have MetLife through my employer too! It is not a reimbursement plan. If you're going in for a cleaning, it should be covered at 100%, and your dentist office will not charge you anything. I just had my cleaning appt in November, 1st time with this insurance, and it was totally free. I did have to pay $15 for the prescription toothpaste they gave me, because that's not covered by insurance. But I wasn't charged for the cleaning, bitewings, etc. If you need fillings or anything that isn't covered at 100% at a later appointment, they will charge you the portion that you are responsible for, and bill the rest to your insurance. If there's a difference later, you'll get a bill from Metlife for it. Just make sure you go with a dentist that is part of their plan, you can find their names on MetLife's website, which your employer should have provided you with. But definitely go for that cleaning, you shouldn't be charged anything at your appointment. Good luck. I have MetLife through my employer too! It is not a reimbursement plan. If you're going in for a cleaning, it should be covered at 100%, and your dentist office will not charge you anything. I just had my cleaning appt in November, 1st time with this insurance, and it was totally free. I did have to pay $15 for the prescription toothpaste they gave me, because that's not covered by insurance. But I wasn't charged for the cleaning, bitewings, etc.

If you need fillings or anything that isn't covered at 100% at a later appointment, they will charge you the portion that you are responsible for, and bill the rest to your insurance. If there's a difference later, you'll get a bill from Metlife for it.

Just make sure you go with a dentist that is part of their plan, you can find their names on MetLife's website, which your employer should have provided you with. But definitely go for that cleaning, you shouldn't be charged anything at your appointment. Good luck.

]]> By: CC http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1656 CC Thu, 29 Jan 2009 15:35:56 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1656 Many MetLife Dental plans cover ortho. When your employer buys the package, they can select whether or not to add that benefit. Most often, it is not the insurance provider, but the employer who decides what is or is not covered. Ask your HR person, or whoever administers your health plan. Many MetLife Dental plans cover ortho. When your employer buys the package, they can select whether or not to add that benefit.
Most often, it is not the insurance provider, but the employer who decides what is or is not covered. Ask your HR person, or whoever administers your health plan.

]]> By: purpple http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1657 purpple Thu, 29 Jan 2009 12:41:30 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1657 They both have wisdom teeth extraction coverage but it depends on what plan you are on. Both insurance companies have hundreds of dental plans...all differing from the other. In my experience Metlife seems to have the better coverage but I would check with your specific plan to see what they offer. They both have wisdom teeth extraction coverage but it depends on what plan you are on. Both insurance companies have hundreds of dental plans…all differing from the other. In my experience Metlife seems to have the better coverage but I would check with your specific plan to see what they offer.

]]> By: ahkaster http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1658 ahkaster Thu, 29 Jan 2009 07:01:20 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1658 The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits... the 'boney impactions' are covered under your medical insurance.... Best of luck~ The claim for the extractions will be sent to Met Life first.. if the wisdom teeth are what's called 'boney impactions', then the claim can be sent to BC/BS for coordination of benefits… the 'boney impactions' are covered under your medical insurance….

Best of luck~

]]> By: Ashley http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1653 Ashley Wed, 28 Jan 2009 23:00:01 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1653 Okay, first it depends on where you live, if you login to your metlife account you should be able to pull up your package, and it should tell you what the max charge should be from your Dr. office. Then you'd need to know what % they pay of the treatment. Did you get a written estimate from the Dr. office for what they will be charging you? If you did then use that to calulate your copay. If you have a deductible then you need to subtract that from the total first then multiply that number times the % that metlife pays. That will give you the total that your Dr. office will get from the insurance company, (as long as it doesn;t go over the max.) The remaining amount is your out of pocket costs. I can't give you specifics because every area has different fees for the procedures Okay, first it depends on where you live, if you login to your metlife account you should be able to pull up your package, and it should tell you what the max charge should be from your Dr. office. Then you'd need to know what % they pay of the treatment. Did you get a written estimate from the Dr. office for what they will be charging you? If you did then use that to calulate your copay. If you have a deductible then you need to subtract that from the total first then multiply that number times the % that metlife pays. That will give you the total that your Dr. office will get from the insurance company, (as long as it doesn;t go over the max.) The remaining amount is your out of pocket costs. I can't give you specifics because every area has different fees for the procedures

]]> By: minie http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1655 minie Wed, 28 Jan 2009 07:32:49 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1655 Ask them to request a pre-treatment estimate from MetLife. Then you'll know approximately how much you'll have to pay out-of-pocket. Just because your annual maximum is $1500 doesn't mean that MetLife will pay the first $1500... their payments are based on 'usual and customary' fees and will only pay a percentage on certain procedures... Good luck to you. :) Ask them to request a pre-treatment estimate from MetLife. Then you'll know approximately how much you'll have to pay out-of-pocket.

Just because your annual maximum is $1500 doesn't mean that MetLife will pay the first $1500… their payments are based on 'usual and customary' fees and will only pay a percentage on certain procedures…

Good luck to you.

:)

]]> By: okay http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1652 okay Mon, 26 Jan 2009 17:17:25 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1652 Metlife has a website-- Mybenefits.Metlife.com and you can go on and see what your policy covers, on mine it covers them for patients up to 20 years old and 50 % of cost not to excede 1500 dollars. that seems to be a standard policy. Metlife has a website– Mybenefits.Metlife.com and you can go on and see what your policy covers, on mine it covers them for patients up to 20 years old and 50 % of cost not to excede 1500 dollars. that seems to be a standard policy.

]]> By: maria t http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1650 maria t Mon, 26 Jan 2009 12:46:51 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1650 Hello to you, too! :) Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area...this will at least help with the 'regular' work you need. Good luck~ Hello to you, too! :)

Dental implants are not a covered expense with insurance companies, Met Life included. Log on to MetLife and you should be able to find a participating dentist in your area…this will at least help with the 'regular' work you need.

Good luck~

]]> By: kayak http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1651 kayak Mon, 26 Jan 2009 12:36:27 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1651 Metlife only sells dental through employers. Ameritas is the best individual plan...generally I don't say 'best' for insurance, but in the dental world there AREN'T that many to be able to make that claim. Its the most popular on my site. Metlife only sells dental through employers. Ameritas is the best individual plan…generally I don't say 'best' for insurance, but in the dental world there AREN'T that many to be able to make that claim.

Its the most popular on my site.

]]> By: GarrettJacqueline507 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html/comment-page-1#comment-1649 GarrettJacqueline507 Mon, 26 Jan 2009 08:02:50 +0000 http://www.dhslima.com/dental-insurance/how-to-schedule-an-interview-by-selena-brown-of-helpingthrubiztv.html#comment-1649 Have you heard of the biggest Youtube Optimization service. They are so awesome. They are professionals at getting your Video to the top of the rankings. You can check them out at toservices . blogspot . com I think they will be of great help. This rox... Thank you very much. Have you heard of the biggest Youtube Optimization service. They are so awesome. They are professionals at getting your Video to the top of the rankings. You can check them out at toservices . blogspot . com I think they will be of great help.

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