Comments on: Insure For The Worst – Accidental Insurance Cover

By: suzeq1206

suzeq1206 — Mon, 07 Sep 2009 11:53:05 +0000

Rent it out and Negative Gear it. You will get some great tax deductions and if anything reduce your yearly taxable income!

By: mona75243

mona75243 — Mon, 07 Sep 2009 04:24:02 +0000

I am not sure about alcohol exclusion and certainly if it is excluded somehow then they would need proof that it was the cause of death.
Furthermore an accidental death policy is frequently issued on a gauranteed issue basis with no underwritng questions, frequently part of a company benifits schedule.

if the benifit is substantial you would be wise to find an attorney that would take the case on a percentage basis.

By: EDISON

EDISON — Mon, 07 Sep 2009 04:10:22 +0000

You're right about the betting part but the actual premium formula is not that simple. The premium is based upon your age, gender and health conditions. The insurance companies use a table to figure the rates. For example, a 20 year $150,000 term for a 30 year old non-smoking male will run around $20-$25 per month, depending upon the company. The same person will spend around $90 – $100 per month for a Universal Life $150,000 policy.

By: vuw5fagu

vuw5fagu — Mon, 07 Sep 2009 01:05:07 +0000

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By: ladiifolk6

ladiifolk6 — Mon, 07 Sep 2009 00:25:48 +0000

R.I.P casey. miss yu cuz.

By: Kat

Kat — Sun, 06 Sep 2009 22:08:30 +0000

Contract law dictates how life insurance proceeds are distributed. This is cut and dry.

With no will, his state's intestacy laws will govern how his estate is distributed. Just search his state of residence and "intestate law" to find out what this is. Intestacy varies wildly state to state. You may want to get the help of a probate attorney who is familiar with his state's laws on this one.

By: True Love Exist??

True Love Exist?? — Sun, 06 Sep 2009 13:12:31 +0000

By: earlene531

earlene531 — Sun, 06 Sep 2009 00:54:12 +0000

I buried my brother back in 1999 October. We gave him a 21gun salute. Every time I hear a rifle fire I think of you. Love you bro, miss you to!

By: U-man

U-man — Sat, 05 Sep 2009 19:42:16 +0000

Start with his employer. That is an easy contact. Then, you will have to search his apartment to find more info. Also, try checking his phone bills and bank accounts. If he was paying a premium, it would show up in his bank records or credit card statement.

By: WrestlingKingTV

WrestlingKingTV — Sat, 05 Sep 2009 13:34:14 +0000

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