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	<title>Comments on: Complexity Involved And Benefits Offered In Accidental Insurance Policy</title>
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	<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html</link>
	<description>All about of Insurance</description>
	<lastBuildDate>Fri, 25 Jun 2010 14:01:36 -0600</lastBuildDate>
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		<title>By: pmattoon</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3760</link>
		<dc:creator>pmattoon</dc:creator>
		<pubDate>Sun, 30 Aug 2009 18:39:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3760</guid>
		<description>How about all these corrupt lawers and biased reporters? We could definately do without them more than &quot;unqualified&quot; truck drivers.</description>
		<content:encoded><![CDATA[<p>How about all these corrupt lawers and biased reporters? We could definately do without them more than &#8220;unqualified&#8221; truck drivers.</p>
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		<title>By: mona75243</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3771</link>
		<dc:creator>mona75243</dc:creator>
		<pubDate>Sun, 30 Aug 2009 07:30:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3771</guid>
		<description>I am not sure about alcohol exclusion and certainly if it is excluded somehow then they would need proof that it was the cause of death. 
Furthermore an accidental death policy is frequently issued on a gauranteed issue basis with no underwritng questions, frequently part of a company benifits schedule.

if the benifit is substantial you would be wise to find an attorney that would take the case on a percentage basis.</description>
		<content:encoded><![CDATA[<p>I am not sure about alcohol exclusion and certainly if it is excluded somehow then they would need proof that it was the cause of death.<br />
Furthermore an accidental death policy is frequently issued on a gauranteed issue basis with no underwritng questions, frequently part of a company benifits schedule.</p>
<p>if the benifit is substantial you would be wise to find an attorney that would take the case on a percentage basis.</p>
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		<title>By: U-man</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3767</link>
		<dc:creator>U-man</dc:creator>
		<pubDate>Sun, 30 Aug 2009 06:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3767</guid>
		<description>Start with his employer.  That is an easy contact.  Then, you will have to search his apartment to find more info.  Also, try checking his phone bills and bank accounts.  If he was paying a premium, it would show up in his bank records or credit card statement.</description>
		<content:encoded><![CDATA[<p>Start with his employer.  That is an easy contact.  Then, you will have to search his apartment to find more info.  Also, try checking his phone bills and bank accounts.  If he was paying a premium, it would show up in his bank records or credit card statement.</p>
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		<title>By: suzeq1206</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3768</link>
		<dc:creator>suzeq1206</dc:creator>
		<pubDate>Sat, 29 Aug 2009 20:37:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3768</guid>
		<description>Rent it out and Negative Gear it.  You will get some great tax deductions and if anything reduce your yearly taxable income!</description>
		<content:encoded><![CDATA[<p>Rent it out and Negative Gear it.  You will get some great tax deductions and if anything reduce your yearly taxable income!</p>
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		<title>By: KellumBorth</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3759</link>
		<dc:creator>KellumBorth</dc:creator>
		<pubDate>Sat, 29 Aug 2009 01:28:57 +0000</pubDate>
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		<description>Yes.  It was settled out of court.  Libby is doing better than could ever be expected.  Thank you for your concerns.</description>
		<content:encoded><![CDATA[<p>Yes.  It was settled out of court.  Libby is doing better than could ever be expected.  Thank you for your concerns.</p>
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		<title>By: suzeq1206</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3766</link>
		<dc:creator>suzeq1206</dc:creator>
		<pubDate>Sat, 29 Aug 2009 01:03:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3766</guid>
		<description>suzeq1206, Home insurance covers lots of different things. I&#039;m not familiar with all the fine print of my homeowners policy, but my home insurance agent is always helpful. Try contacting your agent or a agent in your city. http://www.americaschoicetoday.com/Home-Insurance.html They should be able to help you.</description>
		<content:encoded><![CDATA[<p>suzeq1206, Home insurance covers lots of different things. I&#039;m not familiar with all the fine print of my homeowners policy, but my home insurance agent is always helpful. Try contacting your agent or a agent in your city. <a href="http://www.americaschoicetoday.com/Home-Insurance.html" rel="nofollow">http://www.americaschoicetoday.com/Home-Insurance.html</a> They should be able to help you.</p>
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	<item>
		<title>By: insiderexclusive</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3761</link>
		<dc:creator>insiderexclusive</dc:creator>
		<pubDate>Fri, 28 Aug 2009 21:17:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3761</guid>
		<description>My Friend, If you could prevent 5,000 Fatalities per year by getting the few  &quot;Unqualified and Dangerous&quot; Truck drivers off the road....Wouldn&#039;t you help?  What if one of those 5000 Victims were your child or another family member....How would you feel about unsafe truck drivers?  Do your part and report the bad drivers and the companies that force drivers to drive unsafely to the DOT today.  Have a nice day!</description>
		<content:encoded><![CDATA[<p>My Friend, If you could prevent 5,000 Fatalities per year by getting the few  &#8220;Unqualified and Dangerous&#8221; Truck drivers off the road&#8230;.Wouldn&#8217;t you help?  What if one of those 5000 Victims were your child or another family member&#8230;.How would you feel about unsafe truck drivers?  Do your part and report the bad drivers and the companies that force drivers to drive unsafely to the DOT today.  Have a nice day!</p>
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		<title>By: toolmanw900l</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3758</link>
		<dc:creator>toolmanw900l</dc:creator>
		<pubDate>Fri, 28 Aug 2009 14:27:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html#comment-3758</guid>
		<description>then you can start with the mega trucking companys like swift jb hunt schnider usa truck they hire ppl that have never drivin a truck until the 10 days of training and then they give them the keys to a nice big truck and say go get it done.</description>
		<content:encoded><![CDATA[<p>then you can start with the mega trucking companys like swift jb hunt schnider usa truck they hire ppl that have never drivin a truck until the 10 days of training and then they give them the keys to a nice big truck and say go get it done.</p>
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		<title>By: EDISON</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3772</link>
		<dc:creator>EDISON</dc:creator>
		<pubDate>Fri, 28 Aug 2009 10:48:12 +0000</pubDate>
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		<description>You&#039;re right about the betting part but the actual premium formula is not that simple. The premium is based upon your age, gender and health conditions. The insurance companies use a table to figure the rates. For example, a 20 year $150,000 term for a 30 year old non-smoking male will run around $20-$25 per month, depending upon the company. The same person will spend around $90 - $100 per month for a Universal Life $150,000 policy.</description>
		<content:encoded><![CDATA[<p>You&#039;re right about the betting part but the actual premium formula is not that simple. The premium is based upon your age, gender and health conditions. The insurance companies use a table to figure the rates. For example, a 20 year $150,000 term for a 30 year old non-smoking male will run around $20-$25 per month, depending upon the company. The same person will spend around $90 &#8211; $100 per month for a Universal Life $150,000 policy.</p>
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		<title>By: ASDS0101</title>
		<link>http://www.dhslima.com/death-insurance/complexity-involved-and-benefits-offered-in-accidental-insurance-policy.html/comment-page-1#comment-3762</link>
		<dc:creator>ASDS0101</dc:creator>
		<pubDate>Fri, 28 Aug 2009 08:09:04 +0000</pubDate>
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		<description>this whole interveiw depicts truck driver as bad people and bad drivers at 9:07 of this video you say lets watch out for truckers you have to pick your words a little bit better then that</description>
		<content:encoded><![CDATA[<p>this whole interveiw depicts truck driver as bad people and bad drivers at 9:07 of this video you say lets watch out for truckers you have to pick your words a little bit better then that</p>
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