Residential coverage protects against damage or destruction of your house so in the event that your home is destroyed by a disaster such as a tornado or fire or any other loss that your policy covers, the insurance company will pay for repairs or completely replace your home.
It is vital to keep your homeowners insurance [...]

According to surveys conducted by the National Association of Insurance Commissioners (NAIC), millions of homeowners assume that their standard homeowners insurance insures them against several kinds of losses typically excluded from coverage. These exclusions are sometimes referred to as “Cat, Rats, and Brats,” reflecting three exceptions to standard coverage.

As thousands of homeowners in New Orleans discovered after Katrina hit, you can lose everything you own if you don’t have homeowners insurance. Here’s how to get homeowners insurance in Louisiana at the best rate possible.
What Homeowners Insurance Covers
A homeowners insurance policy covers the following:
Your home – Homeowners insurance will pay to rebuild or repair [...]

When you think of homeowners insurance do you think of it as only covering your home in case of a fire, or other natural disaster? While that is a big part of any homeowners insurance policy, there is a lot more to it than just that. Here’s a quick Q & A on everything a [...]