Progressive Insurance Automotive X PRIZE at Detroit Auto Show 2009
There are a number of ways in which you can protect your car from being targeted unnecessarily by joy riders and thieves. Here are 8 tips that we have compiled, they may seem obvious but it is often little mistakes than can lead to great expense and heartache.
Like the day you forget to lock the boot, or the time you left the car running while you nipped to the cash machine.
Take a look at our list of how to keep your car as safe as you can.
When you park your car in a car park that requires a ticket in order to exit, make sure you take the ticket with you.
Do not leave any possessions on display; when you leave valuables or possessions in your car make sure you put them in the boot and lock it. If you do not have room in the boot try to hide any valuables under the seats. Mobiles, cigarettes, CD’s and bags are all prime targets for thieves.
Always try and park in a well-lit and public place, or in a car park that has a security guard or cameras in order to deter thieves and joy riders.
Always double-check that you have shut all the windows including the sunroof, as it is easy for a thief to get in by using the sunroof. Finally, double check that you have locked all the doors, and the boot before leaving your vehicle.
Never leave your keys in the ignition, even for a moment while you pop into a shop or to the cash machine. It only takes 3 seconds for a thief to get in and drive off.
Have the registration number of your car etched into every window. This will discourage thieves, as it increases their workload.
Look into getting a good steering wheel lock and an alarm this acts as a deterrent as it will delay a potential thief. Also, many, insurance companies will give discounts on your premium if you have a quality security device fitted.
If you park your car in a driveway at night, it may be a good idea to invest in some good gates or a removable bollard.
Don’t use your mobile when driving.
Watch the video related to car insurance
A new Demonstration Division designed specifically for large, established automobile manufacturers was announced in January 2009 at the North American International Auto Show in Detroit by The Progressive Insurance Automotive X PRIZE, a multimillion dollar competition designed to inspire a new generation of viable, super fuel-efficient vehicles. You can read more about this new Demonstration Division at: www.progressiveautoxprize.org
Help answer the question about car insurance
How does the whole car insurance thing work?I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.
About Author
Willie James is a car insurance expert of CAR INSURANCE NEWS agency. His job is to analyze auto insurance information and publish different reviews for Federal Insurance Bureu (FIB) in Moscow, Russia.
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Posted by American Car Insurance on June 1st, 2009 filed in car insurance | 11 Comments »
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11 Responses to “Progressive Insurance Automotive X PRIZE at Detroit Auto Show 2009”
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June 1st, 2009 at 5:48 am
Great idea but big oil and the powers that be will find ways to derail slow down and negate what you are trying to do.They don,t want us driving around in cars that do 100+ mpg, less tax for them.
remember who killed the electric car.
But I hope you succeed.
June 1st, 2009 at 6:51 am
great prize to entice many to inovate and produce. The aptera is my choice for the 3 wheel category.
We all win with ideas like these
June 1st, 2009 at 5:35 am
How much it costs is going to vary, based on a bunch of your personal information.
Start with http://www.progressive.com, for insurance. You can get a quote on the internet – you fill out the very personal information, they will email a quote back to you.
It will be easier if you have a US license, but if you don't, as long as your license is written in English, it's not a problem. Otherwise, you'll need an international license.
June 1st, 2009 at 7:00 am
wait, if u sold the car to someone else, it's their responsibility to insure it. in fact, YOU can't insure a car that's registered to someone else. so i'm a little confused…
June 1st, 2009 at 9:19 am
If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it's time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.
If you want to stay with that company for some reason (although I couldn't think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can't, and see what happens.
June 2nd, 2009 at 12:43 pm
For auto insurance the most efficient way to get a very good rate is do a policy comparison on auto policies. Make sure that you pick similar options with the same limits, auto type, zip code, etc so that all options are a good comparison.
What I most often recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and will give many quotes on car insurance polices.
June 2nd, 2009 at 11:25 pm
Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement rental for you to drive. Very few of them cover liability. The most complete coverage may be offered by your insurance company, for a lower fee than the waivers offered by the rental companies. In Manitoba, for instance, we sell (to Manitobans) a rental car policy that gives $50 deductible for damage, loss of use coverage, and 5 million dollars liability coverage, and this package can be bought to cover a rented car anywhere in Canada or the US. So, before you rely on your credit card, read the wordings booklet, then talk to you auto insurance agent.
June 3rd, 2009 at 2:22 am
If you park your car on your parent's property, and never drive it anywhere, you might not need to have any insurance.
But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.
While you are living under your parent's roof, they can add you to their insurance policy … this will be expensive, but not as expensive as a policy in your own name.
Once you go to college, and live wherever the college is, no longer under your parent's roof, then you do need to have policy in your own name.
June 3rd, 2009 at 2:54 am
Was a citation issued at the time of the accident? If not, it won't show up in the MVD. The insurance industry also has something similar to a credit report, called the CLUE report that lists past property and casualty claims made by you. That is used as well in determining your insurability.
June 3rd, 2009 at 8:08 am
You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You'll have to get quoted at a few different places to be sure what company has the lowest rate for you.
June 4th, 2009 at 1:41 pm
When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else's car just because you're driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative's insurance would have to cover that loss.