Comments on: CURE Auto Insurance Ad

By: mom2omar

mom2omar — Sat, 29 Nov 2008 20:35:58 +0000

If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it's time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.

If you want to stay with that company for some reason (although I couldn't think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can't, and see what happens.

By: EL41591

EL41591 — Sat, 29 Nov 2008 15:32:53 +0000

haha you r a fag

By: Amanda

Amanda — Sat, 29 Nov 2008 14:14:43 +0000

You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You'll have to get quoted at a few different places to be sure what company has the lowest rate for you.

By: css

css — Sat, 29 Nov 2008 02:20:33 +0000

When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else's car just because you're driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative's insurance would have to cover that loss.

By: my2wheels

my2wheels — Fri, 28 Nov 2008 16:55:46 +0000

i was going to bed like around 10 ish,and this commercial ad pops up and it was pretty funny at the time.

By: Steven

Steven — Fri, 28 Nov 2008 15:53:45 +0000

If you park your car on your parent's property, and never drive it anywhere, you might not need to have any insurance.

But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.

While you are living under your parent's roof, they can add you to their insurance policy … this will be expensive, but not as expensive as a policy in your own name.

Once you go to college, and live wherever the college is, no longer under your parent's roof, then you do need to have policy in your own name.

By: bsq2phat

bsq2phat — Fri, 28 Nov 2008 14:48:39 +0000

lol. i must say it is an effective commercial. tv was playing in the background and when i heard the beep i had to laugh, even remembered the company’s name to find the video on youtube. lol.

By: hedonist

hedonist — Fri, 28 Nov 2008 02:21:01 +0000

Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement rental for you to drive. Very few of them cover liability. The most complete coverage may be offered by your insurance company, for a lower fee than the waivers offered by the rental companies. In Manitoba, for instance, we sell (to Manitobans) a rental car policy that gives $50 deductible for damage, loss of use coverage, and 5 million dollars liability coverage, and this package can be bought to cover a rented car anywhere in Canada or the US. So, before you rely on your credit card, read the wordings booklet, then talk to you auto insurance agent.

By: Aquabug222

Aquabug222 — Thu, 27 Nov 2008 23:07:17 +0000

For auto insurance the most efficient way to get a very good rate is do a policy comparison on auto policies. Make sure that you pick similar options with the same limits, auto type, zip code, etc so that all options are a good comparison.

What I most often recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and will give many quotes on car insurance polices.

By: yeatruestory

yeatruestory — Thu, 27 Nov 2008 22:05:44 +0000

lol agreed.