CURE Auto Insurance Ad
Ideally, you should start comparing insurance policies before your current policy expires. Once you have allowed a lapse in coverage, there may be additional difficulty getting new coverage at a fair price. Remember, insurers look at many factors to figure premium, and these include: age, gender, occupation, credit history and current insurance. A gap in coverage will raise questions that will need to be answered. Did you simply forget to pay a bill, or is there something more serious? Do you frequently allow insurance coverage to expire, and what is the length of the gaps? Longer gaps may indicate that you drive without insurance, which makes you a higher risk person.
If you can plan a change, there are some good times to change auto insurance providers which should net you a reduced premium. For instance, your rates will go down at age 25, so if your insurance is set to expire the month of, or after your birthday, start shopping with your new age in mind. If you know that you are about to move or change jobs, consider changing your insurance provider before hand. It might be harder to get insurance if your move was over a long distance; you will now be an un-established person in a new town, which equals higher rates. Your new occupation can change your rates as well, especially if you begin work in a high risk category, or if you will use your vehicle more than you did before.
But, if your driving record is spotless, you are 25 or older, there have been no major changes, and your rates have either stayed the same or gotten higher, than you might consider now the time to shop for a discount. Some companies will match a policy and its price if you tell them upfront that you are doing this. Smart research and some basic knowledge will assure that you are getting the best insurance coverage for the best price.
Watch the video related to car insurance
CURE Auto Insurance Ad that crosses the line re: language. Granted it is surprising and a little humorous but it lowers the line of where vulgarity is acceptable. This one aired during halftime of Rutgers vs USF, October 18, 2007. It was NOT the first time it has been aired. The full ad is a series of 3 mini-ads played one after the other. The first two were tame, then this was the last.
Help answer the question about car insurance
Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?
About Author
Trying to find a way to save a few extra bucks? Tired of your car insurance rates rising month after month? Are you ready for a change in car insurance policies? http://www.squidoo.com/switch-car-insurance has the answers you are looking for.
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Posted by American Car Insurance on November 26th, 2008 filed in car insurance | 18 Comments »
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18 Responses to “CURE Auto Insurance Ad”
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November 26th, 2008 at 5:45 am
I love this commercial. In fact I even forgot about it until I saw this afternoon.
November 26th, 2008 at 6:51 am
One absolutely AMAZING commercial. No bullshit! Just what we need from an insurance company.
November 26th, 2008 at 11:14 am
I think it’s pretty damn funny, but it definitely doesn’t reflect well on the professionalism of the company.
November 26th, 2008 at 5:42 am
How much it costs is going to vary, based on a bunch of your personal information.
Start with http://www.progressive.com, for insurance. You can get a quote on the internet – you fill out the very personal information, they will email a quote back to you.
It will be easier if you have a US license, but if you don't, as long as your license is written in English, it's not a problem. Otherwise, you'll need an international license.
November 26th, 2008 at 6:12 am
wait, if u sold the car to someone else, it's their responsibility to insure it. in fact, YOU can't insure a car that's registered to someone else. so i'm a little confused…
November 26th, 2008 at 7:44 am
Was a citation issued at the time of the accident? If not, it won't show up in the MVD. The insurance industry also has something similar to a credit report, called the CLUE report that lists past property and casualty claims made by you. That is used as well in determining your insurability.
November 27th, 2008 at 3:49 pm
this angers me. not professional at all. i wouldnt get it
November 27th, 2008 at 3:55 pm
the commercial is just saying what everybody is thinking. Awesome advertising
November 27th, 2008 at 10:05 pm
lol agreed.
November 27th, 2008 at 5:07 pm
For auto insurance the most efficient way to get a very good rate is do a policy comparison on auto policies. Make sure that you pick similar options with the same limits, auto type, zip code, etc so that all options are a good comparison.
What I most often recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and will give many quotes on car insurance polices.
November 27th, 2008 at 8:21 pm
Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement rental for you to drive. Very few of them cover liability. The most complete coverage may be offered by your insurance company, for a lower fee than the waivers offered by the rental companies. In Manitoba, for instance, we sell (to Manitobans) a rental car policy that gives $50 deductible for damage, loss of use coverage, and 5 million dollars liability coverage, and this package can be bought to cover a rented car anywhere in Canada or the US. So, before you rely on your credit card, read the wordings booklet, then talk to you auto insurance agent.
November 28th, 2008 at 2:48 pm
lol. i must say it is an effective commercial. tv was playing in the background and when i heard the beep i had to laugh, even remembered the company’s name to find the video on youtube. lol.
November 28th, 2008 at 9:53 am
If you park your car on your parent's property, and never drive it anywhere, you might not need to have any insurance.
But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.
While you are living under your parent's roof, they can add you to their insurance policy … this will be expensive, but not as expensive as a policy in your own name.
Once you go to college, and live wherever the college is, no longer under your parent's roof, then you do need to have policy in your own name.
November 28th, 2008 at 4:55 pm
i was going to bed like around 10 ish,and this commercial ad pops up and it was pretty funny at the time.
November 28th, 2008 at 8:20 pm
When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else's car just because you're driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative's insurance would have to cover that loss.
November 29th, 2008 at 8:14 am
You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You'll have to get quoted at a few different places to be sure what company has the lowest rate for you.
November 29th, 2008 at 3:32 pm
haha you r a fag
November 29th, 2008 at 2:35 pm
If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it's time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.
If you want to stay with that company for some reason (although I couldn't think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can't, and see what happens.