$1,000,000 Dollar Gun Liability Law in Illinois. Gun Control gone mad, One Million, Whats Next!
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As the name suggest, business liability insurance is a kind of commercial insurance policy that protects a business owner and his/her business entity from sudden financial debacles resulting from unwanted financial tussle with clients. The business insurance can be better described as a protective insurance cover that protects business entities against claims and losses made by customers and clients during the course of services provided to them.
Business entities that are engaged in selling products or services should consider taking business insurance. It is because, the possibility of failure of products is high in businesses. A product which is appealing to one client might not provide the same level of satisfaction to another. Therefore, businesses should better prepare themselves to deal with the bad times. However, it is true that such happenings are not regular practices but they can happen at any time. So, taking precautions in advance can prepare businesses to deal with unseen situations. Sometimes, evidences of false claims can arise too. To tackle such events, having an effective liability insurance policy would be essential for every business.
Besides providing cover against claims by clients, business liability covers product insurance that protects you against any claim made against faulty products. Having this insurance cover helps a business to pay for the asked compensation while replacing the faulty product.
How to Get Business Insurance?
Companies looking for Business insurance can get affordable insurance polices from different ways. They can contact insurance companies and ask for their quotations. Some insurance companies offer the facility of online policy application form. Business owners can calculate their premiums by using premium calculators on the website. Once they choose a policy from the list on the website, they can apply directly. After completing their initial processing, a company professional will contact the applicant and process the request further.
If case of any confusion, business owners can get investment guidance from experts employed by the insurance companies. They will help applicants to understand the pros and cons of a particular insurance policy.
Watch the video related to business liability insurance
Some pinhead law maker in Illinois has introduce a bill that would require every gun owner in the state to purchase 1000000 dollars worth of liability insurance for any potential damage that you might do with your gun, or guns. This is a classic back channel way of taking your rights away. Yes you can have your right, but it is going to cost you. And I always thought the democrats were for the poor guy, but I guess they’re only for them when it comes to enslaving them to the government. And …
Help answer the question about business liability insurance
I am opening an adult day care business in my home and need liability insurance..?We are opening an adult residential day care business in our home and cannot find business liability insurance to cover it. We are in Nevada and are licensed to care for 6 adults (seniors) during the day …. Does anybody have any ideas WHO we can contact??????? Thanks.
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Posted by American Car Insurance on October 17th, 2009 filed in business insurance | 18 Comments »
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18 Responses to “$1,000,000 Dollar Gun Liability Law in Illinois. Gun Control gone mad, One Million, Whats Next!”
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October 17th, 2009 at 4:29 am
with my recorces (money guns and stuff) it would be very hard for you to do that russia would have to invade lol
October 17th, 2009 at 4:38 am
No government? then noone will defend you there.
I can come there from Russia and kill you ther on your island.
October 17th, 2009 at 4:40 am
what is a chemtrail?
October 17th, 2009 at 5:44 am
lets start a militia!
October 17th, 2009 at 4:59 am
Use this site to find an independent agent in your area. An independent agent represents more than one company so they have a better chance of having a company that will be able to write the insurance he needs.
http://www.iiaba.net/agentlocator/findagent.aspx
October 17th, 2009 at 5:14 am
This would be based on your payroll, number of stories, residential or commercial construction, number of employees, etc. There are many more variables, so really hard to give you an idea of a premium without more information.
Contact a local independent insurance agent in your area. An independent agent will have access to several markets and can work with you to provide the best coverage for the best premium. Good Luck!
October 17th, 2009 at 5:25 am
October 17th, 2009 at 11:09 pm
search for it on here or Google
October 18th, 2009 at 2:27 am
Why don’t we Illinoisans just say fuck the system and carry our guns anyway? God knows “we the the people” far outnumber polititions and law enforcment. I say we should pick a day like july 4th and proudly sport our weapons.
October 18th, 2009 at 1:10 pm
i agree i am almost ready to buy a island and move out of any gov’t rule cuz they fuck everything up
October 18th, 2009 at 8:52 am
OK, you don't get "property damage" liability on a business policy.
Sounds like you're just a consultant type guy – liability will likely be based on either square footage or gross sales, but either way, I"m betting that a million of coverage, should run you around $750 a year.
Excluding professional liability.
Something to think about, though, you might be able to get a bop – including some property coverage – for $600 a year.
October 18th, 2009 at 9:54 pm
October 19th, 2009 at 1:56 am
Home insurance covers lots of different things. I'm not sure about Nevada laws and regulations, so I suggest you call a nearby homeowners insurance agent. http://www.usinsuranceadvisor.com/Home-Insurance.html They will be able to help you.
October 19th, 2009 at 6:55 am
October 19th, 2009 at 10:08 am
You're going to pay the same for a "one shot" as you will for an annual policy. The scaffolding will put you in a surplus market carrier, and the "minimum premium" will be the full year, payable in full. When you cancel the policy, you won't get any of it back.
Expect, if you're doing an outside job, that this policy will cost you $1500 to $2500. Nonrefundable, but still auditable, so if you do MORE work, they can charge more if you're payrolls are higher than you originally reported.
October 19th, 2009 at 5:27 pm
What’s with the “road to socialism” angle?
October 20th, 2009 at 12:22 am
you can shoot bullets but you can’t stop the chemtrails
October 19th, 2009 at 7:55 pm
General liability with one person cleaning, gross receipts under $75,000 is going to run around $1500 a year.
A "bond" is going to run around $250, but doesn't mean what you think it means, and basically you don't need it anyway. You'll have to guarantee the bond amount if it's a start up business, which means, post $5,000 or however much you want the bond to be for.
Bonds for janitorial services, people ask about them here about twice a week. No one really needs them, unless you're doing government work.