Comments on: HOW TO FIND CHEAP CAR INSURANCE (AUTO INSURANCE)

By: OMaha999

OMaha999 — Fri, 01 Aug 2008 14:16:27 +0000

Several web sites can get you competitive quotes from multiple insurance companies. Or you can call a local independent agent who represents multiple companies.

Here are a couple of web sites that will help you. There's no cost or obligation.

http://necessaryvirtues.com/recommends/insure-auto2

http://necessaryvirtues.com/recommends/insureme-auto

By: Prissy

Prissy — Fri, 01 Aug 2008 03:10:27 +0000

Here http://www.comparecheapmotorinsurance.solutionsarticles.com/
you can compare a number of insurers by filling in just the one form!
Good luck with your new car

By: Emily

Emily — Thu, 31 Jul 2008 20:52:49 +0000

If you have shopped around, then it probably won't do any good to shop around some more. Have you considered reducing some of your coverage?, increasing your deductibles? Doing so will reduce your premiums (and reduce your protection)

By: xoesladyox

xoesladyox — Thu, 31 Jul 2008 06:11:51 +0000

My daughter got her license 2 weeks ago. When she got her permit I called my insurance company (Progressive) and they added her as an "unrated" driver. It didn't cost anything to add her on as a driver when she had her permit. When she received her license she became a "rated" driver and my insurance almost doubled.
I dropped Progressive and went to Response. I'm paying less now with my daughter added as a rated driver than I was without her on my Progressive policy.

By: Keagen

Keagen — Thu, 31 Jul 2008 04:48:22 +0000

See this http://gsx1.com/Car-Insurance/100.php take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
But to find a cheap price you should get several quotes, do some legwork till something really cheap will come along.
Here's more from my bookmarks
http://finance.ebookorama.com/ukusa-selected-resources.php
http://gsx1.com/InsuranceComparison.html
If you buy an oldish Corolla, they are cheap to insure and fair on gas, get liability only and that's the cheapest type of cover you may get.
But get several quotes, try them all, they are free so find the cheapest one, it's out there.

By: MS JAXN

MS JAXN — Wed, 30 Jul 2008 12:43:48 +0000

insure fully w/ state farm then drive your new car through their office, that'll teach 'em

By: ☼ procrastin8 Ψ

☼ procrastin8 Ψ — Wed, 30 Jul 2008 01:02:30 +0000

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

By: bolinger81380

bolinger81380 — Tue, 29 Jul 2008 12:06:51 +0000

I would suggest Progressive, I just switched to them from Esurance and my premium is about half of what it was with Esurance, and the coverage is the same, even a little better in some categories. The fact you are a new driver will not hurt you, if anything, it will HELP you, since you will not have any violations that will up the price of your insurance. In addition to this, you are 26, most isurance dropas at age 25, so you should find a decend price, I would suggest checking out Progressive. But whatever you do, shop around a bit. Hope this helps, Good Luck.

By: jando56

jando56 — Tue, 29 Jul 2008 12:06:33 +0000

Insurance is very individual because it's based on your drivers record, sex, age, and a number of other variables such as location, credit rating and type of vehicle being insured.

By: movie6guy2

movie6guy2 — Tue, 29 Jul 2008 06:11:31 +0000

nice info, this really helped me lower my payments. thanks