C-Money and T-Billz – The Auto Specialists Rap the Safe Auto Jingle
If you drive, you need auto insurance. But many drivers still cruise around town uninsured. But why? It’s because they don’t think they’ll end up in an auto accident. However, everyday hundreds of drivers find themselves in auto accidents, and I’m sure it’s safe to say that they weren’t expecting it.
Auto insurance is security. It’s a way to protect your car, yourself, and other drivers while on the road. Auto insurance policy holders pay premiums and in return, the auto insurance company subsidizes expenses involved in an auto accident. It’s a way to protect drivers against costly car repair, hospital, and even legal bills as a result of an auto accident.
But there isn’t just one type of auto insurance available. Drivers have a few options they can choose from when selecting an auto insurance policy. Drivers can choose the level of coverage and liability of their policy. However, more liability and coverage means higher premiums. So how do you decide what policy to get?
What to Select:
When shopping for auto insurance, you first need to establish what type of coverage the state requires you to have and what additional coverage you want. Different states have different auto insurance coverage laws, so be sure to check with the DMV or your auto insurance company about specific state requires. But, in addition to state required levels of coverage, you can always add additional coverage to your policy. Standard coverage options include medical coverage, collision, and comprehensive coverage. Liability coverage options include injury and property damage.
If you want to protect yourself from paying high medical fees for someone you injured in a car accident, include injury liability to your policy. With most policies, you can even state the level of liability coverage, dictating how much your insurance company will cover and what your premiums will be.
What Not to Select:
Some people see auto insurance as a burden. They think they’re perfect drivers and will never get in an auto accident. And if they do, it won’t be their fault and the driver at fault will pay for any necessary repairs and medical expenses. So, they opt for the most inexpensive or basic coverage possible.
If you’re one of these “perfect drivers” who thinks this way, you’re not looking at the entire picture. What if you’re rear ended and injured by an uninsured driver who flees the scene and is never found? Now you’re stuck with medical and car repair expenses. If you had a policy that covered you in such an event, you wouldn’t be stuck with the entire bulk of the bills. Basic auto insurance only provides basic coverage; and the term “basic coverage” means different things to different insurance companies. If you’re shopping for auto insurance, don’t just ask for the most inexpensive and basic policy. Think about what you need to keep yourself safe on the road in any situation. You never know what will happen when you’re on the road.
Auto insurance is a basic necessity of life. If you want to keep yourself safe while on the road, you need to have proper auto insurance and a policy with the coverage and liability you need to protect yourself and your passengers in any situation.
For more articles on Auto Insurance, visit: http://www.bills.com/auto-insurance-coverage-explained-article/
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C-Money and T-Billz – The Auto Specialists Rap the Safe Auto Jingle. Check it out and upload yours today at dothejingle.com!
Help answer the question about safe auto insurance
Cheap auto insurance safe to have?I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that?
Thanks 
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Justin has 5 years of experience as a financial adviser; his key areas are loan consolidation, debt relief, mortgages etc. For more free articles and advice visit http://www.Bills.com.
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Posted by American Car Insurance on April 26th, 2009 filed in Auto insurance | 9 Comments »
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9 Responses to “C-Money and T-Billz – The Auto Specialists Rap the Safe Auto Jingle”
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April 26th, 2009 at 6:34 am
Hello Beth,
In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.
When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don't like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a "live" agent is your ability to ask questions and receive professional advice.
April 26th, 2009 at 6:39 am
I went to their web site, it doesn't look like they have a Memphis office to me. I also checked the business listings in Memphis, no SafeAuto Insurance.
Most of those places do business over the phone & by mail, and don't have a physical office in every state.
April 27th, 2009 at 3:22 pm
I am a resident of Miami Florida and I can tell you first hand to be very careful entering any private information online. I have recently had my Identity stolen from entering my personal information which had to include my social security number for a free online auto insurance quote. Never again will I so easily be swayed to enter my personal information into the world wide web for all to see. My thoughts, there are people who can hack into anywhere online, do yourself a favor and try to limit the information you submit onto the web.
I now currently have my florida auto insurance with Florida Auto Plus Insurance out of Miami Florida 1-877-WIZ-AUTO
They have been awarded Top Auto Insurance Agency in Florida.
Check them out at http://www.FloridaAutoPlusInsurance.com
Beth do yourself a favor and which ever company you choose to purchase your Florida Auto Insurance from just be sure you speak with a knowledgable auto agent who can fully assist you in purchasing only the insurance that fits your individual needs.
April 27th, 2009 at 6:31 pm
maybe"""""
April 28th, 2009 at 7:40 am
It's ok as long as you are not worried about fixing your car or your medical bills in an accident. Neither are covered with the low policy. You may want to try getting a full coverage quote online. I am paying less than ½ of what I was before.
Go to: http://www.insureme.com/landing.aspx?Refby=615451&Type=auto
Take care,
Casey
April 28th, 2009 at 4:50 pm
Not personally, but I wouldn't be surprised if they were problematic. Their ads are targeted to "getting you covered with monthly payments" and not much else. I can't seem to find a rating for them, so I can only assume they are either unrated, or are acting as independent agents using several other companies, and taking their 'cut' off the top.
April 29th, 2009 at 6:26 am
Bill J, For car insurance the fastest way to get a cheap quote is do a car policy comparison. Be sure to choose the same coverage levels, you can get an accurate quote to compare against others. Use the same city/state, car make and model, mileage and driving history to ensure you get an apples to apples comparison. To get easy auto insurance quotes, go to http://www.easyautoinsuranceguide.com and you can compare the major auto insurance companies.
April 29th, 2009 at 11:31 am
Stick with the major carriers websites. Avoid web sites not associated with a major carrier that offer comparative quotes. The quotes you receive will be estimates and the result will be that the policy will not be issued at the price that was quoted.
You might also look to be sure you are on a secured site. look for "https" in the URL.
P.S. Are you secure in your knowledge of the appropriate coverages. Lots more to auto insurance than price. Speaking of pricing you might also passing up a hefty multi policy discount by shopping your auto insurance apart from your homeowners insurance.
April 29th, 2009 at 4:47 pm
Googling "city general insurance" seems to suggest that it operates only in Bangladesh! You don't say where you live, but if you're in Bangladesh, it might be OK; elsewhere I'd suggest a company you've heard of, or one recommended by friends.